I was given an open-ended invitation by praktike to comment on Charles Krauthammer's unwise excursion into economic and fiscal policy via the Social Security debates. Given the effective take-downs of Krauthammer by Noam Scheiber and Matt Yglesias, I was going to pass. Their pieces present, however, that nagging "what should be done" problem that seems to bedevil the Democrats. As prak has sadly remarked, advice to the Democratic party has turned into a "sorry little cottage industry," and best to avoid getting sucked into the muddle. But it was a softball all teed-up, so how could I resist?
I both agree and disagree with Scheiber and Yglesias -- certainly agree that Krauthammer should stick to his knitting and not try to talk about something which is for him a foreign language. Disagree, on some of the grounds for their take-down.
More broadly, however, I think both are overlooking the opportunity that taking apart Krauthammer presents. It's child's play to dismiss his feeble "logic" in arguing the specifics of Social Security reform. But note that Krauthammer wasn't really making a technical argument, he was making a political argument, about the poor picture Bush chose to paint in the SOTU. And Krauthammer's "logic" opens up a much broader political argument that I think opponents of Bush-nomics would be wise to start to make.
First, on the specifics of the Social Security arguments, as I've indicated previously, I'm of the old-fashioned "cash-flow" persuasion when it comes to analyzing Social Security. It's a pay-as-you-go system of social insurance that provides benefits to a much larger portion of the population than would be necessary in a pure "safety-net" system. The broader coverage give the American people a sense that they are all participants in the same social contract. It's neither a retirement program nor a ponzi scheme. I repeat my mantra of the three things to keep in mind when looking at all the plans and arguments from all sides of the cacophony that passes for "debate": there is no crisis, there is no trust fund, there is no free lunch.
The Trust Fund is essentially a useful heuristic device. Yes, the federal government has an obligation to provide the trust fund with cash when the trust fund is called upon to pay out benefits, and failure to meet that cash call would be a default on government obligations. But since Congress can change the benefits and thereby change the calls on the trust fund, everybody's "property interest" in the trust fund can be eliminated with one set of votes and a stroke of the pen.
Over the past decades, as the Trust Fund built up a "surplus," and in future decades, when the "surplus" will be paid down, you can see what's really going on by looking at the federal government's overall receipts and outflows, as well as how the government finances its overall net negative cash flow -- including payroll taxes and Social Security benefits in the mix. The Trust Fund contains government obligations (please let's not get into central bank obligations vs government securities) that, in the absence of the net positive cash flow from Social Security (the excess of revenues from the payroll tax over the benefits being paid out), would have required the government to fund itself in some other fashion. It could have raised taxes, or it could have gone to the public markets to flog its paper. The net positive cash flow from the pay-as-you-go system financed current government expenditures without having to resort to either option.
All that happens as the revenues from the payroll tax cease to cover all the benefits -- as we start having a net negative cash flow -- is that the government has to go finance itself some other way. That's true, whether the government expenditure to be financed is the salary of a Marine, or payment to run the judiciary, or money for highways, or a welfare payment, or a grant to the states, or a disability payment under Social Security. As the net positive cash flow declines, and eventually reverses to a net negative cash flow, the amount of financing the government has to raise from other sources (taxes or selling paper in the markets) increases. We can find financing for those other amounts, or we can reduce our expenditures. If we decide to finance those amounts, one possibility among an almost mindboggling range of possible options is to increase payroll taxes. If we decide to reduce our expenditures, one possibility among an almost mindboggling range of options is to lower Social Security benefits. We can choose to do either, neither, or both. They have no necessary relation to each other.
For the Democrats, there are lots of ways of talking about financing and timing issues in what has been a fight against an amorphous set of suggestions that would (1) reduce taxes received by the government (diverting a portion of payroll taxes into retirement savings plans), (2) reduce benefits paid by the government, and (3) dramatically increase federal borrowings. Why have the Democrats remained focused on the Trust Fund? In part, because they had invested so much political capital in the whole notion in the first place in the late 90s and during Gore's presidential campaign.
The "lockbox" was a political gimmick that made a great deal of sense at the time. It was designed to deal with the politics of surplus budgets -- to protect hard won fiscal sanity from both the tax slashers and the spendthrifts. Clinton's political instinct has been proved to have been sound, since his successor has managed to be both. The problem the Democrats have is that they got caught in the "defense of the Trust Fund" rhetoric from the late 90s. And hence the meaningless debate about whether the Trust Fund will be in crisis in year 2042 or some later date or never.
That being said, Krauthammer doesn't do a very good job of explaining why you should ignore the Trust Fund, and, if so, what really should be the grounds for your analysis. By arguing that the Trust Fund isn't the problem -- that instead it's 2018 when the net positive cash flow reverses -- then he's adopting a cash-flow analysis that puts the Social Security issue into the broader framework of overall fiscal policy. And then he's got to stick with it for all purposes. You can't just sort of pick and choose when it suits you as Krauthammer has done.
He's so out of his depth that he doesn't even handle the sleight-of-hand well the way a pro like George Will might. The second half of Scheiber's piece is particularly good on the whiplash you get trying to follow Chuck's "logic." But if we were to pursue Chuck's initial logic, then we'd find that he's actually created a much bigger problem for himself. It takes us to the heart and soul of Bush-nomics: the gigantic, unsustainable fiscal deficits.
When you look at Social Security as part of the broader fiscal system, President Bush is indeed right -- there is, in fact, a crisis on the horizon, and a horizon that's far closer than 2042, or even 2018. Yet the Democrats haven't made hay with this logical response to the Social Security proposals, apart from occasionally remarking that the real crisis is in health care not Social Security. Why? Putting Social Security into the broader debate about fiscal policy puts Social Security on the same playing field as discretionary spending. And given the radical nature of the first Bush Administration when it comes to fiscal policy -- and a GOP-controlled Capitol Hill -- the Democrats quite understandably haven't been willing to risk that.
The interesting thing is, on the GOP side, President Bush seems to have come closest to acknowledging my three-part mantra: he's backing away from "crisis," he maintains that the Trust Fund is notional, and he's started to recognize that taxes might have to be increased and benefits reduced. That, of course, hasn't stopped him from peddling the ideological goal of privatization, even though it's increasingly been proved by the Democrats to be a total nonsequiteur to the "problem" as posed by Bush.
Since the crisis gimmick is blowing up in the GOP's collective faces, and they're starting to have to make tacit admissions about the costs of the changes in terms of taxes, benefits and transitional borrowings, they're now looking for diversionary tactics. This means, for the Democrats, that the New Deal is safe if all the Bush Administration can do is divert the "debate" to such worthy arguments as that AARP is just a bunch of godless, pinko, homo-loving, traitorous Islamo-fascists. Maybe there's an audience for that approach that isn't already in the President's camp on this one, but it's not a very big one.
The GOP will, of course, continue the obfuscation, prevarication and out-and-out lies about no tax increases -- even as their plans begin to show some tax increases -- and no benefits cuts -- even as the benefits are cut. But those tactics can, in fact, be countered by the Democrats, as the Republicans showed in the old health care debacle of the 90s. Bush certainly has all the powers of the presidency at his disposal, and the shameful ignorance of reporters spitting back GOP talking points certainly gives him a free ride. Nonetheless, it may simply be sufficient to raise serious questions -- enough of a "he-said she-said" that puts the GOP claims in a questionable light -- to make a lot of GOP Senators & Congressmen uncomfortable in their home districts.
I take much more seriously Matt Yglesias' intuition that the Big Lie that's coming is that libruhls are just defending their narrow little partisan interests and don't have any alternative -- that the Democrats are the party of the past with no vision for a brighter tomorrow for the generations to come, yadayada.
Remember when all this started, the Gingrich strategy was -- hey, even if we don't win in the sense of passing legislation, we win by beating up on the Democrats as the party of the past without a program, without a vision, etc. The thing that's shifted that strategy was Bush's decision to showcase Social Security and make it where he intends to "spend" his "mandate" capital. But watch it turn from a test of Bush's presidency to a beat-up-on-the-Democrats the moment that it really looks like the whole thing is DOA.
This is the hard one for Democrats to handle, because it's a lot easier to keep united in opposition to a dreadful proposal. Unity's a lot harder to maintain once discussions open about what would make sense. And we know that, when the final "negotiations" are conducted and the devilish details are defined, there won't be any Democrats (and very few moderate Republicans) in the room.
I think the GOP is indeed correct that we're not getting a clear vision of the future from the Democrats that's relevant to the changing structure of our economy and population. That's not solely the fault of the Democrats. The "new vision" being offered by the hard-right ideologues is no more in touch with today's and tomorrow's economy and society than FDR's version of the New Deal. Given the enthusiasm with which the Bushites are trying to dismantle the New Deal as it has evolved over the decades, a good deal of core defense by the Democrats is in order. But it is certainly time to start looking at the specifics of how the New Deal social contract may need broad adjustments, rather than constant tinkering at the margins.
That's why I've thought for some time that the Democrats should shift to offense with a combined package -- oriented around the new global economy and the coming fiscal crisis. Among the features, we need to redefine Social Security more transparently than it is now (it should probably become a narrowly focused social insurance combined with a modest mandatory defined-benefit retirement savings arrangement); to avoid making the same mistake we did with the S&Ls -- creating a big crisis by decades of temporizing -- we need a more orderly phase-out of the rapidly-eroding defined-benefits pension system (especially the collapsing PBGC which can't be addressed in isolation from the broader problem of defined-benefit schemes); and we need to sever the employer-connection to the heath care financing system.
A "package" approach would also allow Democrats to reposition themselves on the entire fiscal policy debate. For purposes of discussion here, let's not tackle the tax side of the equation, just the spending side. Isn't it time the Democrats outlined an overall shape of what our fiscal position, on the spending side, should look like? Isn't it time we revisited what constitutes discretionary and non-discretionary spending?
We know Medicare/Medicaid can't go on for ever as is. We know that some adjustments to Social Security are going to be appropriate for higher-income wage earners in the coming decades. We know we can't keep spending on a "new" military at the planned rate and still keep indefinitely all those boots on the ground in foreign climes. We know we can't keep subsidizing agriculture or providing corporate welfare (yes, I now that's usually through tax "relief", but let's recognize it should be put on the same basis as other spending programs). We know we can't keep up with the absurdly growing and pathetically ineffective spending patterns of DHS.
We need priorities, we are going to have to make trade-offs -- those should be based on principles that are consistent with the sort of economy and society we're going to have in the coming years, not just defensive maneuvers to beat back the worst of what the GOP keeps coming up with.
Back to focusing only on the "entitlements" part of the federal fiscal structure (not just social security put also retirement more broadly, health care etc.). Fundamentally, we need a clear rethink of (1) what's going to be the safety net -- for the vissicitudes of life when people get really trapped with no place to go; (2) what's going to be socially insured and not subject to market fluctuations so the government isn't going to get left holding the bag (by socially insured I mean it can be in either a government system a la Social Security or a private system, but people will be forced to save/insure for this stuff and the main terms and the population-wide pooling will be dicated by the government); and (3) what stuff will be left more to personal responsibilities and the marketplace but that it makes sense for the government to play an intermediation/regulatory role in order to overcome major information asymmetries.
There's lots of good technical stuff in specific proposals floating around from a whole variety of thinktanks and policy wonks. But all those nice details, the parsing of which make the hearts of wonks beat faster, must be translated into an easy-to-grasp intuitive picture of what the new New Deal would look like. I'm suggesting an opposite direction -- sketch the broad outlines of a new New Deal, and then play with the policies to fit the outlines.
This rethink should be congenial for international business, which needs a safe, secure, large middle class at home but that desparately wants to shed the pension and health care costs that are distorting competitive position internationally. Isn't there anyone in the union movement who can talk with the guys who run GM, Ford et al? As I've said before, we need someone to write the "What's the Matter with Kansas?" for corporate America, because their alliance with the GOP is otherwise mystifying. Getting changes in tort law and bankruptcy rules, with some further dilution of union rights, just isn't a big enough return for what the Bushites are doing to our position in the global economy.
The insane irony is that the radical Republicans think they're going to get a brighter future by finally winning an anachronistic sixty-year-old battle, and the Democrats are defending the present. Neither party is offering a realistic picture of why we need to change and where we actually need to go.
Just a suggestion: there's a reason why lame ducks are good things for the opposition. The opportunity is now, not three years from now. And there ends my contribution to the cottage industry.
|
|
|||||||
Shooting fish in a barrel is fun, but it's time to aim for big game
by
nadezhda
at 03:07AM (EST) on February 22, 2005 | Permanent Link
Comments
But wait
by
praktike
on Tue 22 Feb 2005 12:25 PM EST | Profile | Permanent Link
What's the point of paying extra payroll taxes? You're talking about the lockbox, but the basic social bargain was struck in 1983!
Re: But wait
by
nadezhda
on Tue 22 Feb 2005 02:45 PM EST | Profile | Permanent Link
Ah, true, but let's distinguish between two types of political uses of the Trust Fund/ lockbox concept.
First -- and this is the case from the start of the system, not just as it was "reformed." The SocSec system is treated, politically, as if it's self-contained, and for lots of good reasons. You don't want to have the funding and benefits subject to renegotiation every budget year. So a rate of funding and benefits calculations are set that won't require constant adjustments and, procedurally, would present major challenges to anyone who wanted to "fine tune" the system all the time. That's necessary both for the effectiveness of the program -- people need to be able to plan from year-to-year on the main features of the program -- and for its political survival. Once it was reformed, the system had the added benefit of reducing the amount of deficit financing that the federal government had to raise each year while we were producing such big large annual net negative cash flows in the non-SocSec part of the fiscal system. The lockbox was the most recent politically expedient iteration of the self-containment concept. In this case, it was extended beyond SocSec itself for lots of admirable reasons as explained above. But to make that argument, the Dems had to invest a huge amount of energy and "communication capital" into the "lockbox" concept, which built on and reinforced the Trust Fund concept. Now they're dealing with the consequences of a reasonably successful sales job on the lockbox. First a bunch of them (both politicians and wonks/pundits) may really believe it, or at least really believe it's the soundest way to conceptualize Social Security. But also, they're on record about the reality and inviolability of the Trust Fund. So when Bush launched the whole privatization debate based on "crisis," they were in an awkward position. Let's assume they asked themselves "what if we base our argument on a cash-flow analysis." The answer was very unattractive: the Repubs will have a field day throwing sand in everybody's eyes about how we're contradicting ourselves. And that will let Bush off the hook, because they can spend their time discrediting us rather than having to defend their own programs. Furthermore, focusing on the Trust Fund pushed the crisis date out into the "can't get your brain around it" future, where not only the timing but the projected size of the so-called crisis was also easy to question. So it certainly was good tactics to "defend" the Trust Fund while demolishing the crisis argument. That was, in fact, the thrust of (at least part of ) Krauthammer's article -- Bush had chosen a losing tactic politically. I'd argue, however, that anti-privatizers are now starting to reach the point of diminishing returns on that set of tactics. If the Republicans now want to talk cash flow, it may indeed be time to start talking cash flow -- but put it in the overall fiscal situation, not just Social Security, where you'll simply get lost in the bowels of Capitol Hill. BTW -- another little dirty secret that always seems to get lost in the trees, and why Social Security is really better framed within a much broader macroeconomic discussion. In the macro-sense, payments to retirees, whether from private investments or from government payments, will either be easy to afford or hard to afford based on the overall structure of the US economy in future decades. It's really immaterial in the aggregate sense what form retirement payments take (though clearly there's quite a difference for individuals as well as the overall distribution of payments to retirees). Let's always remember that financial assets are merely claims on future revenue streams. So it doesn't really matter in an aggregate sense whether retirees are relying on a bunch of investment portfolios or on the government's taxing and benefits payments mechanisms, nor on whether a retirement system is "fully funded" or "pay as you go". [Note -- that's true in the aggregate, obviously not true re specific pension plans in which employees have direct property rights or which depend on the solvency of the employer at some future date. In that case, "fully funded" and "funded with what" (i.e. not employer stock) is rather crucial.] Although it's overly simplistic, it's helpful to recognize that, as an economy, retirees will receive funds either out of what US firms and individuals are producing at that time, or from claims we have on the production of foreigners. [Let's not get into the option of "selling down capital stock" rather than "current return on investment" or the effects of leverage etc that add lots of extra complications in timing and pricing of assets. Those assumptions may be quite relevant to designing the particulars of a given system, including especially tax incentives. But don't really change the basic argument.] Right now, the US is financing its accumulation of current account deficits , by increasing the claims of foreigners against our future production and reducing our own claims against future production of foreigners. Barnett, for example, points out that instead we ought to be sending investment capital to the developing countries, with their burgeoning youthful populations, because they're going to be producing for our retirements. Instead, it's operating in reverse. Rather perverse, eh? [It's for me the biggest gaping analytical weakness of Barnett -- he's willing to have our current account deficits financed indefinitely as part of financing the Leviathan function and somehow believes the "balance of terror" between China's production and US consumption is sustainable. At the same time his big picture Core-Gap analysis says the capital flows should be working in quite a different direction.] The one comfort we have is that our aging problem ain't nothin compared to what the Chinese are facing! Let me try to rephrase some of this
by
praktike
on Tue 22 Feb 2005 04:25 PM EST | Profile | Permanent Link
... to make sure I understand it.
So what happened in 1983 was basically based on a "lesson learned" from what happened in 1977, which merely postponed reform six years. So rather than prefunding, the real intent was to get away from short-term solutions? Re: the Trust Fund -- the other political aspect was to forestall a giant tax cut. Which worked only while the Dems held the White House. That's the 40,000 feet view
by
nadezhda
on Tue 22 Feb 2005 06:53 PM EST | Profile | Permanent Link
Yes, in the proverbial nutshell -- with the caveat that I'm not trying to give a history lesson, because my memory is blessedly cloudy on the decades of debates and commissions and specifc reforms. And to refresh one's recollection in this mass of trees and missing forests is an exercise truly beloved of only wonks and political science majors.
So this is stylized political history, stylized policy, and stylized macroeconomics. But I find it helpful to think about this stuff at the 40,000 feet level -- and from there, the important thing you have to always go back to in government financing is cash and to what extent the government winds up printing the stuff. Trackbacks
TrackBack URL: |
Recent Articles
Great minds and all thatThis Turkey Won't Fly One picture says it all Obama's exercise in rhetoric Obama Grand Tour and McCain Circus Roundup Biden has Obama's Afghan back = update - and the Pentagon too Bush's Pakistan-Afghanistan-Iran "legacy" - updated Then WTF is a "bail-out"? Blogging making reporters more relevant Ignatius and Zakaria - new WaPo joint venture Reasserting US Hegemony: Russian rollback, Chinese containment and Iranian regime change What's up A "paddling" of lame ducks? Voices of the New Arab Public Time for a post-post-9/11 world? Blake Hounshell (aka praktike), our co-founder and main man, is now web editor of Foreign Policy. blakehounshell [at] gmail Blake's personal blog
The Satin Pajama
NOMINEE Best non-Euro Blog
The first afoe European weblog awardsSponsored by A Fistful of Euros Hey, we didn't win, but we almost beat out the Head Heeb for 2nd place! Thanks for the votes Click here for a really slick page of results and links to all the nominees in 18 different categories -- some wonderful blogs to explore, so check them out! Search
Month Archive
Login
|
||||||
|
|
|||||||

The first afoe European weblog awards